Distressed Debt Investors Club

DDIC Terms and Conditions of Use (the Terms)

ACKNOWLEDGMENT AND ACCEPTANCE
1. Please read the Terms carefully before using the Distressed Debt Investors Club website (the "DDIC"). By clicking "Agree" below, you and the entity you are authorized to represent ("You" or "Your") signify Your agreement to be bound by the Terms. These Terms govern Your access to and use of the DDIC. The DDIC is available for Your use only on the condition that You agree to the Terms. If You do not agree to the Terms, do not access or use the DDIC.
2. By accepting the Terms, You agree to (i) provide accurate, complete and current information as prompted during the application process, and (ii) to maintain and update Your e-mail address to keep it accurate and current.
ELIGIBILITY
1. The DDIC is available only to entities and persons over the age of legal majority who can form legally binding agreements under applicable law. If You do not qualify, You are not permitted to use the DDIC.
MODIFICATION
1. The Terms may be revised and updated at any time. Your continued usage of the DDIC after any changes to the Terms will be deemed as Your acceptance to such changes. Any aspect of the DDIC may be changed, supplemented, deleted or updated without notice.
LICENSE AND OWNERSHIP
1. Any and all intellectual property rights ("Intellectual Property") associated with the DDIC and its contents (the "Content") are the sole property of the DDIC. The Content is protected by copyright and other laws in both the United States and other countries. Except as otherwise expressly authorized by the Terms, You may not reproduce, modify, loan, sell, upload, or distribute the Intellectual Property of the DDIC in any way without the DDIC's or the appropriate third party's prior written permission. Except as expressly provided herein, the DDIC does not grant to You any express or implied rights to the Intellectual Property.
2. The DDIC grants You a limited, personal, nontransferable, revocable license (the "License") to download one copy of the Content for personal, non-commercial, transitory viewing only. The License does not include the right to use the materials for any commercial purpose or public display.
3. By accepting these Terms, You agree to refrain from any attempt to (i) decompile or reverse engineer any software code contained on the DDIC, (ii) remove any copyright or other proprietary notations from the Content, or (iii) transfer the Content to another person or "mirror" the Content on any other server.
4. The License shall automatically terminate if You violate any of the Terms and may be terminated by the DDIC at any time. Upon terminating Your right to the Content or upon the termination of the License, You must destroy any of the Content in Your possession whether in electronic or printed format.
5. You agree that upon posting information on the DDIC, You grant the DDIC, and its successors and assigns a non-exclusive, worldwide, royalty-free, perpetual, non-revocable license under Your copyrights or other intellectual property rights, if any, in such material to use, distribute, display, reproduce, and create derivative works from such material in any and all media, in any manner, in whole or part, without any duty of notification to You. You also grant the DDIC the right to authorize the downloading and printing of such material, or any portion thereof, by other users of the DDIC in accordance with the Terms
VIOLATION OF LAW
1. By accepting the Terms, You hereby represent that any materials or information submitted through Your account or otherwise posted on the DDIC do not violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; or contain libelous, defamatory or otherwise unlawful material, including information that violates insider trading or other SEC regulations.
DISCLAIMER
1. The Content on the DDIC is provided "as is." The DDIC makes no warranties, express or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the DDIC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the Content or otherwise relating to such Content or on any websites linked to the DDIC.
LIMITATIONS
1. To the extent allowed for by applicable governing law, in no event shall the DDIC, along with its affiliates and suppliers, be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Contents, even in the presence of notification to the DDIC, whether orally or in writing, of the possibility of such damage.
REVISIONS AND ERRATA
1. The Contents may include technical, typographical, photographic, or other types of errors. The DDIC is under no obligation to investigate, nor does it represent or warrant, that the Contents are accurate, complete, or current. The DDIC may make changes to the Content at any time without notice, provided, however, that the DDIC is under no obligation to update the Content.
LINKS
1. The DDIC has not reviewed all of the websites that are linked to by the DDIC and is not responsible for the contents of any such linked website. The inclusion of a link on the DDIC does not imply endorsement by the DDIC. Use of any such linked website is at Your own risk.
FEES AND PAYMENTS
1. Access to the DDIC (the "Membership") is contingent upon full payment and receipt of Your annual dues (the "Fees"). Current Fees may be obtained at: http://www.distressed-debt-investing.com/2009/10/distressed-debt-investors-club-faq.html. Your Membership to the DDIC is personal to You, and such Membership is not assignable or otherwise transferable. You hereby certify that You agree to be responsible for and pay any charges incurred in connection with Your Membership. Your Membership, and the associated Fees, shall continue until the DDIC receives written notice of termination from You or the DDIC exercises its rights of termination as described in the Terms. The DDIC reserves the right to change at any time the Fees and associated billing methods.
DISCLAIMER
1. The DDIC is not an investment advisor. The Contents are not intended to be, and shall not constitute, an offer to sell nor the solicitation of any offer to buy any security. The Contents are provided for informational purposes only and are not to be treated as advice to make any specific investment. Please consult with an independent investment advisor before making an investment decision.
2. The DDIC and its employees and affiliates may own, or may buy and sell, securities of companies discussed in this website at any time before, during, or after distribution of information on the companies by the DDIC. The DDIC has no obligation to inform readers of its trading activities or the trading activities of any of its employees and/or affiliates
GOVERNING LAW
1. Any claim relating to the DDIC shall be governed by the laws of the State of New York without regard to its conflict of law provisions.



DDIC Terms and Conditions of Use (the Terms) ACKNOWLEDGMENT AND ACCEPTANCE Please read the Terms carefully before using the Distressed Debt Investors Club website (the "DDIC"). By clicking "Agree" below, you and the entity you are authorized to represent ("You" or "Your") signify Your agreement to be bound by the Terms. These Terms govern Your access to and use of the DDIC. The DDIC is available for Your use only on the condition that You agree to the Terms. If You do not agree to the Terms, do not access or use the DDIC. By accepting the Terms, You agree to (i) provide accurate, complete and current information as prompted during the application process, and (ii) to maintain and update Your e-mail address to keep it accurate and current. ELIGIBILITY The DDIC is available only to entities and persons over the age of legal majority who can form legally binding agreements under applicable law. If You do not qualify, You are not permitted to use the DDIC. MODIFICATION The Terms may be revised and updated at any time. Your continued usage of the DDIC after any changes to the Terms will be deemed as Your acceptance to such changes. Any aspect of the DDIC may be changed, supplemented, deleted or updated without notice. LICENSE AND OWNERSHIP Any and all intellectual property rights ("Intellectual Property") associated with the DDIC and its contents (the "Content") are the sole property of the DDIC. The Content is protected by copyright and other laws in both the United States and other countries. Except as otherwise expressly authorized by the Terms, You may not reproduce, modify, loan, sell, upload, or distribute the Intellectual Property of the DDIC in any way without the DDIC's or the appropriate third party's prior written permission. Except as expressly provided herein, the DDIC does not grant to You any express or implied rights to the Intellectual Property. The DDIC grants You a limited, personal, nontransferable, revocable license (the "License") to download one copy of the Content for personal, non-commercial, transitory viewing only. The License does not include the right to use the materials for any commercial purpose or public display. By accepting these Terms, You agree to refrain from any attempt to (i) decompile or reverse engineer any software code contained on the DDIC, (ii) remove any copyright or other proprietary notations from the Content, or (iii) transfer the Content to another person or "mirror" the Content on any other server. The License shall automatically terminate if You violate any of the Terms and may be terminated by the DDIC at any time. Upon terminating Your right to the Content or upon the termination of the License, You must destroy any of the Content in Your possession whether in electronic or printed format. You agree that upon posting information on the DDIC, You grant the DDIC, and its successors and assigns a non-exclusive, worldwide, royalty-free, perpetual, non-revocable license under Your copyrights or other intellectual property rights, if any, in such material to use, distribute, display, reproduce, and create derivative works from such material in any and all media, in any manner, in whole or part, without any duty of notification to You. You also grant the DDIC the right to authorize the downloading and printing of such material, or any portion thereof, by other users of the DDIC in accordance with the Terms VIOLATION OF LAW By accepting the Terms, You hereby represent that any materials or information submitted through Your account or otherwise posted on the DDIC do not violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; or contain libelous, defamatory or otherwise unlawful material, including information that violates insider trading or other SEC regulations. DISCLAIMER The Content on the DDIC is provided "as is." The DDIC makes no warranties, express or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the DDIC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the Content or otherwise relating to such Content or on any websites linked to the DDIC. LIMITATIONS To the extent allowed for by applicable governing law, in no event shall the DDIC, along with its affiliates and suppliers, be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Contents, even in the presence of notification to the DDIC, whether orally or in writing, of the possibility of such damage. REVISIONS AND ERRATA The Contents may include technical, typographical, photographic, or other types of errors. The DDIC is under no obligation to investigate, nor does it represent or warrant, that the Contents are accurate, complete, or current. The DDIC may make changes to the Content at any time without notice, provided, however, that the DDIC is under no obligation to update the Content. LINKS The DDIC has not reviewed all of the websites that are linked to by the DDIC and is not responsible for the contents of any such linked website. The inclusion of a link on the DDIC does not imply endorsement by the DDIC. Use of any such linked website is at Your own risk. FEES AND PAYMENTS Access to the DDIC (the "Membership") is contingent upon full payment and receipt of Your annual dues (the "Fees"). Current Fees may be obtained at: http://www.distressed-debt-investing.com/2009/10/distressed-debt-investors-club-faq.html. Your Membership to the DDIC is personal to You, and such Membership is not assignable or otherwise transferable. You hereby certify that You agree to be responsible for and pay any charges incurred in connection with Your Membership. Your Membership, and the associated Fees, shall continue until the DDIC receives written notice of termination from You or the DDIC exercises its rights of termination as described in the Terms. The DDIC reserves the right to change at any time the Fees and associated billing methods. DISCLAIMER The DDIC is not an investment advisor. The Contents are not intended to be, and shall not constitute, an offer to sell nor the solicitation of any offer to buy any security. The Contents are provided for informational purposes only and are not to be treated as advice to make any specific investment. Please consult with an independent investment advisor before making an investment decision. The DDIC and its employees and affiliates may own, or may buy and sell, securities of companies discussed in this website at any time before, during, or after distribution of information on the companies by the DDIC. The DDIC has no obligation to inform readers of its trading activities or the trading activities of any of its employees and/or affiliates GOVERNING LAW Any claim relating to the DDIC shall be governed by the laws of the State of New York without regard to its conflict of law provisions.
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